/* ==========================================================================
   Landing page Crédigo — charte : rose #c5a26a / marine #101a24 / Manrope
   ========================================================================== */
:root {
  --navy: #101a24;
  --navy-2: #1c2a37;
  --pink: #c5a26a;
  --pink-dark: #a5824b;
  --pink-soft: #f6f0e5;
  --bg-soft: #f7f4ee;
  --line: #e6dfd2;
  --muted: #6c6a66;
  --green: #3f7a5c;
}

html { scroll-behavior: smooth; }
body {
  font-family: "Manrope", system-ui, -apple-system, "Segoe UI", sans-serif;
  color: var(--navy);
  background: #fff;
  font-size: 1rem;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  padding-bottom: 76px; /* place pour le CTA collant mobile */
}
@media (min-width: 992px) { body { padding-bottom: 0; } }
img { max-width: 100%; }
a { color: inherit; }

/* ---------- Header ---------- */
.topbar { background: #fff; padding: 12px 0; border-bottom: 1px solid #efe9df; }
.topbar-logo { height: 30px; width: auto; }
.topbar .trustpilot-widget { max-width: 240px; flex: 1 1 auto; }
@media (max-width: 420px) {
  .topbar-logo { height: 24px; }
  .topbar .trustpilot-widget { max-width: 180px; }
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  background:
    radial-gradient(900px 400px at 85% -10%, rgba(197, 162, 106, 0.35), transparent 60%),
    linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%);
  color: #fff;
  padding: 26px 0 36px;
  overflow: hidden;
}
@media (min-width: 992px) { .hero { padding: 56px 0 64px; } }
.hero-copy { padding-top: 0; }
@media (min-width: 992px) { .hero-copy { padding-top: 28px; } }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #fff;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 999px;
  padding: 6px 12px;
  margin-bottom: 14px;
}
.eyebrow i { color: #e3c99a; }
.hero-title {
  font-size: clamp(1.75rem, 6.2vw, 3rem);
  font-weight: 800;
  line-height: 1.12;
  letter-spacing: -0.02em;
  margin: 0 0 14px;
}
.hl {
  color: #fff;
  background: linear-gradient(transparent 62%, rgba(197, 162, 106, 0.75) 62%);
  padding: 0 2px;
}
.hero-sub { font-size: 1.02rem; color: rgba(255, 255, 255, 0.82); margin: 0 0 16px; max-width: 34rem; }
@media (min-width: 992px) { .hero-sub { font-size: 1.15rem; } }
.hero-sub strong { color: #fff; }

.hero-checks { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.hero-checks li { display: flex; align-items: center; gap: 10px; font-weight: 600; font-size: 0.97rem; }
.hero-checks i {
  flex: 0 0 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--pink);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
}
@media (max-width: 991.98px) {
  /* Sur mobile, on garde le formulaire le plus haut possible */
  .hero-checks li:nth-child(3) { display: none; }
}

.hero-example {
  position: relative;
  margin-top: 30px;
  align-items: center;
  gap: 22px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 18px;
  padding: 20px 24px;
  max-width: 30rem;
}
.ex-label { display: block; font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.08em; color: rgba(255, 255, 255, 0.6); font-weight: 700; }
.ex-value { display: block; font-size: 1.9rem; font-weight: 800; line-height: 1.2; }
.ex-value small { font-size: 0.9rem; font-weight: 600; opacity: 0.7; }
.ex-before { text-decoration: line-through; text-decoration-color: rgba(255, 255, 255, 0.5); opacity: 0.7; }
.ex-after { color: #e3c99a; }
.ex-detail { font-size: 0.85rem; color: rgba(255, 255, 255, 0.7); }
.ex-arrow { font-size: 1.6rem; color: rgba(255, 255, 255, 0.5); }
.ex-note { position: absolute; right: 14px; bottom: 8px; font-size: 0.7rem; color: rgba(255, 255, 255, 0.5); }

/* ---------- Bandeau confiance ---------- */
.trust-strip { background: var(--bg-soft); border-bottom: 1px solid #ebe4d8; padding: 18px 0; }
.trust-strip ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px 16px;
}
@media (min-width: 992px) { .trust-strip ul { grid-template-columns: repeat(4, 1fr); } }
.trust-strip li { display: flex; align-items: center; gap: 10px; font-size: 0.86rem; line-height: 1.35; }
.trust-strip i {
  flex: 0 0 40px;
  height: 40px;
  border-radius: 12px;
  background: #fff;
  color: var(--pink);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  box-shadow: 0 2px 6px rgba(16, 26, 36, 0.06);
}

/* ---------- Sections ---------- */
.section { padding: 56px 0; }
@media (min-width: 992px) { .section { padding: 88px 0; } }
.section-soft { background: var(--bg-soft); }
.section-navy { background: var(--navy); color: #fff; }
.section-head { max-width: 640px; margin-bottom: 32px; }
.kicker {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--pink);
  margin-bottom: 8px;
}
.kicker-light { color: #e3c99a; }
.section-title {
  font-size: clamp(1.5rem, 4.6vw, 2.2rem);
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: -0.015em;
  margin: 0 0 14px;
}
.section-text { color: var(--muted); font-size: 1.02rem; }
.section-img { width: 100%; border-radius: 20px; aspect-ratio: 4 / 3; object-fit: cover; }
.legal-small { font-size: 0.75rem; color: var(--muted); margin-top: 12px; line-height: 1.45; }

/* Avant / après */
.compare { display: grid; grid-template-columns: 1fr; gap: 12px; margin-top: 22px; }
@media (min-width: 576px) { .compare { grid-template-columns: 1.15fr 1fr; } }
.compare-col { border-radius: 16px; padding: 18px; }
.compare-before { background: var(--bg-soft); }
.compare-after {
  background: var(--navy);
  color: #fff;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.compare-head { font-size: 0.78rem; font-weight: 800; text-transform: uppercase; letter-spacing: 0.08em; margin: 0 0 10px; opacity: 0.75; }
.compare ul { list-style: none; padding: 0; margin: 0; }
.compare li { display: flex; justify-content: space-between; font-size: 0.92rem; padding: 5px 0; border-bottom: 1px dashed #d4dbe1; }
.compare-total { display: flex; justify-content: space-between; font-weight: 800; margin: 10px 0 0; }
.compare-total span:last-child { color: #c0392b; }
.compare-big { font-size: 2.4rem; font-weight: 800; line-height: 1.1; color: #e3c99a; }
.compare-big small { font-size: 1rem; color: #fff; opacity: 0.75; }
.compare-gain { margin: 10px 0 0; font-weight: 700; font-size: 0.92rem; }
.compare-gain i { color: #3ddc84; margin-right: 4px; }

/* Avantages */
.benefit {
  height: 100%;
  background: #fff;
  border-radius: 18px;
  padding: 22px;
  box-shadow: 0 1px 2px rgba(16, 26, 36, 0.04), 0 8px 24px -12px rgba(16, 26, 36, 0.12);
}
.benefit-icon {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: var(--pink-soft);
  color: var(--pink);
  font-size: 1.4rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
}
.benefit h3 { font-size: 1.08rem; font-weight: 800; margin: 0 0 6px; }
.benefit p { margin: 0; color: var(--muted); font-size: 0.95rem; }

/* Profils */
.profile-tags { list-style: none; padding: 0; margin: 0 auto; display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; max-width: 760px; }
.profile-tags li {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  font-size: 0.95rem;
  background: #fff;
  border: 1.5px solid var(--line);
  border-radius: 999px;
  padding: 10px 16px;
}
.profile-tags i { color: var(--pink); }

/* Étapes */
.step {
  height: 100%;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 18px;
  padding: 22px;
}
.step-num {
  display: inline-flex;
  width: 40px;
  height: 40px;
  border-radius: 12px;
  background: var(--pink);
  color: #fff;
  font-weight: 800;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
}
.step h3 { font-size: 1.08rem; font-weight: 800; margin: 0 0 6px; }
.step p { margin: 0; color: rgba(255, 255, 255, 0.75); font-size: 0.95rem; }

/* Témoignages */
.review {
  height: 100%;
  margin: 0;
  background: #fff;
  border-radius: 18px;
  padding: 22px;
  display: flex;
  flex-direction: column;
  box-shadow: 0 8px 24px -12px rgba(16, 26, 36, 0.12);
}
.stars { color: #00b67a; font-size: 0.95rem; letter-spacing: 2px; margin-bottom: 10px; }
.review blockquote { font-size: 1rem; font-weight: 600; line-height: 1.55; margin: 0 0 18px; flex: 1; }
.review figcaption { display: flex; align-items: center; gap: 12px; }
.review figcaption strong { display: block; font-size: 0.95rem; }
.review figcaption small { color: var(--muted); }
.avatar {
  flex: 0 0 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-weight: 800;
  font-size: 0.85rem;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* FAQ */
.faq-wrap { max-width: 780px; }
.faq { border: 1.5px solid var(--line); border-radius: 14px; margin-bottom: 10px; background: #fff; }
.faq summary {
  list-style: none;
  cursor: pointer;
  font-weight: 800;
  padding: 16px 48px 16px 18px;
  position: relative;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+";
  position: absolute;
  right: 18px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--pink);
}
.faq[open] summary::after { content: "–"; }
.faq p { padding: 0 18px 16px; margin: 0; color: var(--muted); }

/* CTA */
.btn-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-weight: 800;
  font-size: 1.05rem;
  color: #fff;
  background: var(--pink);
  border-radius: 14px;
  padding: 16px 26px;
  text-decoration: none;
  box-shadow: 0 10px 22px -10px rgba(197, 162, 106, 0.75);
  transition: background-color 0.15s, transform 0.12s;
}
.btn-cta:hover { background: var(--pink-dark); color: #fff; }
.btn-cta:active { transform: scale(0.98); }
.btn-cta-light { background: #fff; color: var(--pink); box-shadow: none; }
.btn-cta-light:hover { background: #fff; color: var(--pink-dark); }

.final-cta {
  background: linear-gradient(135deg, var(--pink) 0%, var(--pink-dark) 100%);
  color: #fff;
  padding: 56px 0;
}
.final-cta h2 { font-size: clamp(1.5rem, 4.6vw, 2.2rem); font-weight: 800; margin: 0 0 8px; }
.final-cta p { opacity: 0.9; margin: 0 0 24px; }

/* Footer */
.footer { background: var(--navy); color: rgba(255, 255, 255, 0.8); padding: 44px 0 36px; font-size: 0.85rem; }
.footer-logo { width: 170px; margin-bottom: 20px; }
.footer-warning { font-weight: 700; color: #fff; font-size: 0.95rem; max-width: 560px; margin: 0 auto 14px; }
.footer-legal { max-width: 720px; margin: 0 auto 14px; font-size: 0.75rem; line-height: 1.5; opacity: 0.75; }
.footer-address { margin-bottom: 14px; }
.footer-links { display: flex; justify-content: center; flex-wrap: wrap; gap: 8px 22px; }
.footer-links a { color: #fff; text-decoration: underline; text-underline-offset: 3px; }

/* CTA collant mobile */
.sticky-cta {
  position: fixed;
  left: 12px;
  right: 12px;
  bottom: calc(12px + env(safe-area-inset-bottom));
  z-index: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 54px;
  font-weight: 800;
  color: #fff;
  background: var(--pink);
  border-radius: 14px;
  text-decoration: none;
  box-shadow: 0 12px 28px -8px rgba(197, 162, 106, 0.7);
  transform: translateY(140%);
  transition: transform 0.3s ease;
}
.sticky-cta.is-visible { transform: none; }
.sticky-cta:hover { color: #fff; }
@media (min-width: 992px) { .sticky-cta { display: none; } }

/* ---------- Spécifique propriétaires ---------- */
.hero-owner {
  background:
    radial-gradient(900px 400px at 85% -10%, rgba(197, 162, 106, 0.35), transparent 60%),
    linear-gradient(160deg, rgba(16, 26, 36, 0.96) 0%, rgba(10, 50, 73, 0.92) 100%),
    url("img/maison.jpg") center / cover no-repeat;
}
.tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--pink);
  border: 1px solid currentColor;
  border-radius: 999px;
  padding: 3px 10px;
  margin-bottom: 10px;
}
.benefit-featured { border: 2px solid var(--pink); }
.benefit-plain { box-shadow: none; border: 1.5px solid var(--line); }

/* ---------- Qu'est-ce que le rachat de crédit ---------- */
.explainer { background: #fff; }
.flow {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
  align-items: center;
  max-width: 1000px;
  margin: 0 auto 32px;
}
@media (min-width: 992px) { .flow { grid-template-columns: 1fr auto 1fr; gap: 28px; } }
.flow-label { font-size: 0.85rem; font-weight: 700; color: var(--muted); margin: 0 0 10px; }
.flow-label span {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  border-radius: 999px;
  padding: 3px 10px;
  margin-right: 6px;
  background: #fde8e7;
  color: #c0392b;
}
.flow-after .flow-label span { background: #e7f7ee; color: var(--green); }

.loan-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.loan-pill {
  display: flex;
  align-items: center;
  gap: 12px;
  background: var(--bg-soft);
  border: 1.5px dashed #cfd7de;
  border-radius: 14px;
  padding: 12px 14px;
  font-weight: 600;
  font-size: 0.95rem;
}
.loan-pill i {
  flex: 0 0 36px;
  height: 36px;
  border-radius: 10px;
  background: #fff;
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.05rem;
}
.loan-pill span { flex: 1; }
.loan-pill strong { font-weight: 800; color: #c0392b; white-space: nowrap; }
.loan-pill strong::after { content: "/mois"; font-size: 0.75rem; font-weight: 600; color: var(--muted); margin-left: 2px; }

.flow-arrow { display: flex; flex-direction: column; align-items: center; gap: 6px; padding: 4px 0; }
.flow-arrow-circle {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--pink);
  color: #fff;
  font-size: 1.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 0 0 8px var(--pink-soft);
}
.flow-arrow-circle i { transform: rotate(90deg); }
@media (min-width: 992px) { .flow-arrow-circle i { transform: none; } }
.flow-arrow-text { font-size: 0.75rem; font-weight: 800; text-transform: uppercase; letter-spacing: 0.08em; color: var(--pink); }

.single-loan {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%);
  color: #fff;
  border-radius: 20px;
  padding: 24px 22px;
  box-shadow: 0 24px 50px -24px rgba(16, 26, 36, 0.6);
}
.single-loan-icon { font-size: 2rem; color: #e3c99a; line-height: 1; margin-bottom: 8px; }
.single-loan-title { font-size: 1.5rem; font-weight: 800; margin: 0 0 12px; }
.single-loan ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.single-loan li { display: flex; align-items: center; gap: 10px; font-weight: 600; font-size: 0.95rem; }
.single-loan li i { color: #3ddc84; }
.single-loan .single-loan-extra { margin-top: 4px; padding-top: 10px; border-top: 1px solid rgba(255, 255, 255, 0.15); color: rgba(255, 255, 255, 0.85); }
.single-loan .single-loan-extra i { color: #e3c99a; }

.explain-point {
  height: 100%;
  display: flex;
  gap: 14px;
  border: 1.5px solid var(--line);
  border-radius: 16px;
  padding: 18px;
}
.explain-num {
  flex: 0 0 34px;
  height: 34px;
  border-radius: 10px;
  background: var(--pink-soft);
  color: var(--pink);
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
}
.explain-point h3 { font-size: 1rem; font-weight: 800; margin: 2px 0 4px; }
.explain-point p { margin: 0; color: var(--muted); font-size: 0.92rem; }

/* ---------- Camemberts du hero ---------- */
.hero-pies {
  position: relative;
  grid-template-columns: 1fr auto 1fr;
  align-items: start;
  gap: 14px;
  margin-top: 30px;
  max-width: 36rem;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 20px;
  padding: 20px 20px 32px;
}
.pie-block { display: flex; flex-direction: column; align-items: center; min-width: 0; }
.pie-title { font-size: 0.82rem; font-weight: 700; color: rgba(255, 255, 255, 0.8); margin: 0 0 12px; }
.pie-tag {
  display: inline-block;
  font-size: 0.68rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  border-radius: 999px;
  padding: 2px 8px;
  margin-right: 4px;
}
.pie-tag-before { background: rgba(255, 143, 187, 0.18); color: #e3c99a; }
.pie-tag-after { background: rgba(61, 220, 132, 0.18); color: #3ddc84; }
.pie {
  position: relative;
  width: 140px;
  height: 140px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 14px 30px -14px rgba(0, 0, 0, 0.6);
}
.pie-center {
  width: 62%;
  height: 62%;
  border-radius: 50%;
  background: var(--navy);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  line-height: 1.1;
}
.pie-center strong { font-size: 1.05rem; font-weight: 800; white-space: nowrap; }
.pie-center small { font-size: 0.7rem; color: rgba(255, 255, 255, 0.65); }
.pie-legend { list-style: none; padding: 0; margin: 14px 0 0; width: 100%; display: grid; gap: 5px; }
.pie-legend li { display: flex; align-items: center; gap: 7px; font-size: 0.76rem; color: rgba(255, 255, 255, 0.85); }
.pie-legend i { flex: 0 0 10px; height: 10px; border-radius: 3px; }
.pie-legend strong { margin-left: auto; font-weight: 800; color: #fff; white-space: nowrap; }
.pie-dot-saving { background: rgba(255, 255, 255, 0.2); border: 1px dashed rgba(255, 255, 255, 0.6); }
.pie-legend .pie-gain { color: #3ddc84; }
.pie-arrow { align-self: center; margin-top: -30px; }
.pie-arrow span {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--pink);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  box-shadow: 0 0 0 6px rgba(197, 162, 106, 0.25);
}
.hs-note { position: absolute; right: 16px; bottom: 9px; font-size: 0.7rem; color: rgba(255, 255, 255, 0.5); }
.hero-pies { display: grid; }
@media (max-width: 991.98px) {
  .hero-pies { gap: 8px; margin-top: 20px; padding: 16px 12px 28px; max-width: none; }
  .pie { width: 108px; height: 108px; }
  .pie-center strong { font-size: 0.88rem; }
  .pie-center small { font-size: 0.65rem; }
  .pie-title { font-size: 0.74rem; text-align: center; margin-bottom: 10px; }
  .pie-tag { display: table; margin: 0 auto 4px; }
  .pie-legend { margin-top: 12px; gap: 6px; }
  .pie-legend li { font-size: 0.7rem; gap: 5px; align-items: flex-start; line-height: 1.25; }
  .pie-legend i { margin-top: 2px; }
  .pie-arrow { margin-top: -60px; }
  .pie-arrow span { width: 34px; height: 34px; font-size: 1rem; box-shadow: 0 0 0 4px rgba(197, 162, 106, 0.25); }
}

/* ---------- Retours propriétaire (oct. 2026) ---------- */
.topbar-logo { height: 30px; width: auto; }

/* Schéma du hero sans montants */
.pie-center strong { font-size: 1.6rem; line-height: 1; }
.pie-center span { font-size: 0.72rem; font-weight: 700; color: #fff; }
.pie-center small { font-size: 0.68rem; }
.hero-pies .hs-note {
  position: static;
  grid-column: 1 / -1;
  margin: 6px 0 0;
  text-align: center;
  font-size: 0.72rem;
  line-height: 1.45;
  color: rgba(255, 255, 255, 0.6);
}
.hero-pies { padding-bottom: 18px; }
@media (max-width: 991.98px) {
  .pie-center strong { font-size: 1.3rem; }
  .pie-center span { font-size: 0.62rem; }
  .pie-arrow { margin-top: -40px; }
}

/* Prélèvements sans montants */
.loan-pill strong.freq { color: var(--muted); font-weight: 700; font-size: 0.82rem; text-align: right; }
.loan-pill strong.freq::after { content: none; }
.explainer .legal-small { margin-top: 0; }

/* Avis Trustpilot */
.review-top { display: flex; align-items: center; justify-content: space-between; gap: 10px; margin-bottom: 10px; }
.review-top .stars { margin-bottom: 0; }
.stars-tp { display: flex; gap: 2px; letter-spacing: 0; }
.stars-tp i {
  width: 22px;
  height: 22px;
  background: #00b67a;
  color: #fff;
  font-size: 0.8rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.review-badge { font-size: 0.8rem; font-weight: 600; color: var(--muted); white-space: nowrap; }
.review-badge i { color: #00b67a; }
.review-badge-muted { font-size: 0.75rem; background: var(--bg-soft); border-radius: 6px; padding: 2px 8px; }
.review-title { font-weight: 800; font-size: 1.02rem; margin: 0 0 6px; }
.review blockquote { font-weight: 500; }

/* ---------- Spécifique PTH ---------- */
.hero-alert {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-top: 22px;
  max-width: 34rem;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 196, 107, 0.6);
  border-radius: 14px;
  padding: 14px 16px;
}
.hero-alert i { color: #ffc46b; font-size: 1.2rem; }
.hero-alert p { margin: 0; font-size: 0.93rem; color: rgba(255, 255, 255, 0.9); }
@media (max-width: 991.98px) { .hero-alert { display: none; } }

.key-card {
  height: 100%;
  border: 1.5px solid var(--line);
  border-radius: 18px;
  padding: 24px;
  background: #fff;
}
.key-card-accent { border-color: #fcd38a; background: #fff7e6; }
.key-num {
  display: inline-flex;
  width: 38px;
  height: 38px;
  border-radius: 12px;
  background: var(--pink);
  color: #fff;
  font-weight: 800;
  align-items: center;
  justify-content: center;
  margin-bottom: 12px;
}
.key-card-accent .key-num { background: #b45309; }
.key-card h3 { font-size: 1.15rem; font-weight: 800; margin: 0 0 8px; }
.key-card p { margin: 0; color: #3d4b56; }

.steps-5 .step h3 { font-size: 1rem; }
@media (min-width: 992px) { .steps-5 > div { flex: 1 0 0%; } }